MAKE MONEY IN UNEXPECTED PLACES

There is nothing better than finding $20 in your pants’ pocket before doing a load of laundry. Less rewarding, but still great, is finding spare change in the couch. While finding money in unexpected places such as these is nice, it doesn’t happen too often.

Like askmen.com says there are any tips to make money in unexpected places

Upgrade your savings account

Having a sufficient amount of money saved for an emergency is crucial to your financial success, and a good place to keep that fund is in a savings account. If you are like most people, then you don’t know the rate of interest that you’re earning on the money in your savings account. So, the first way to make money in unexpected places such as a savings account is to upgrade the account. The difference between 1% and 2% more per year could mean a few hundred dollars in your pocket.

Raise insurance deductibles

The next thing you can do to make money in unexpected places is raise your insurance deductibles. And the best place to start is with your car. The deductible for auto insurance is usually set at around $500, but raising this amount to $1,000 will lower your monthly premium payment. At the same time, you won’t be put in a major financial hardship if a collision happens. Be sure to have enough money in your savings and plan for the worst

Take advantage of rewards programs

Many credit cards and debit cards have rewards programs, which is another way to make money in unexpected places, for customers who use plastic instead of cash. One large bank has a program that allows you to earn up to three cents for each debit transaction. Another bank has a debit card that earns rewards points as well.

Get cash for coins

A wise person once advised to watch the pennies and the dollars will take care of themselves. Even if you don’t use a debit card or credit card, there is a way to save and thereby make money. Start collecting all the change from your purchases and empty out your pockets each night in a large jar. When it gets full, you can roll the coins and take them to the bank for cash.

Start a small business

Starting a business involves a huge amount of work and can bring on added stress in your life. On top of that, it is often very difficult for people to work a day job while getting a new venture off the ground. However, there are ways to start slow and keep from getting overwhelmed

When it comes down to it, you may not miss these luxuries very much and you will have more money in the bank at the end of the year. While reviewing your budget, make a spreadsheet to help track your spending behavior. After the totals are added up, you might be surprised at the result. Then again, if you make money in unexpected places, maybe you can afford your daily luxuries